Commercial Insurance

Commercial Insurance
Property/General Insurance covers

All risk insurance

is a type of property that covers any peril, as long as the contract does not specifically exclude it from coverage. Normally excluded incidents are loss or damage caused by, arising out of or as a result of: Wear, tear and depreciation. Gradual deterioration. war or related risks, nuclear or related risks.

Burglary Insurance

covers loss of or damage to the property insured caused by theft/ housebreaking accompanied by forcible and violent entry into or exit from the company's premises.

Fidelity Guarantee insurance protects

the employer against for the loss of money, loss of stock or property which might result from acts of dishonesty by an employee/ or group of employees in the course of employment.

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Consequential loss insurance also known as business interruption insurance

This covers collateral damage that might happen because of damage to things like property and equipment. Essentially, this covers the adverse impact that comes from damage to a tangible unit.

Money insurance

is a cover which protects the insured against loss of money.  Money includes current coin, Bank and currency notes, cheques, postal orders, and current postage stamps.

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Solutions for owners, landlords or tenants

Commercial insurance offers solutions for various property owners, including landlords and tenants. Protect your business and assets with coverage tailored to your specific needs.

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Includes building (storm or water damage) covers

Commercial insurance includes coverage for building damages caused by storms or water. Protect your property from unexpected disasters with our comprehensive insurance options.

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Set of assistances for your day-to-day life

Commercial insurance provides a set of helpful assistance services to support your day-to-day business operations and ensure smooth continuity.

Fire and Allied Perils

insurance covers against accidental damage or destruction caused by fire, lightning, or the explosion/ implosion of domestic appliances. man-made perils such as bursting of water tanks and pipelines or overflowing, leakages from water sprinkles, riots, strikes, impact by a rail or road vehicle and aerial devices; including natural calamities like storm, cyclone, flood etc, damage caused by landslide or subsidence, bush fire.

Goods in transit insurance

is a policy that covers the risks of damage, theft or loss of items due to an insured event. It usually lasts during the period from loading to unloading and protects liable parties from financial loss.

Homeowner’s insurance

helps protect you, your home and your belongings from all sorts of unexpected events. And with a standard policy you'll get four key types of coverage: dwelling, other structures, personal property and liability.

Industrial All Risk insurance is a special policy designed to cover an industrial entity against all risks that may affect the operations of the entity such as fire, theft, and loss of profits.
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Homeowners insurance

covers losses and damages to an individual's residence, along with furnishings and other assets in the home. It also provides liability coverage against accidents in the home or on the property.